Klarna

Klarna Bank AB is the Stockholm-headquartered buy-now-pay-later fintech that pioneered the consumer-installments category in Europe and now operates globally. The brand is built on a deliberately un-fintech identity: Klarna Pink (#FFA8CD) on white, with a warm near-black wordmark and a voice that reads more like a lifestyle brand than a payments processor. The "smoooth" tag line and the editorial-leaning visual system (oversized type, cropped photography, generous pink fields) frame Klarna as consumer-first rather than merchant-infrastructure.

1 palette 3 fonts 0 assets 9 rules fintechpaymentsbnplklarnapinklifestylelight-first
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Fetch https://brand-atoms.com/dist/brands/klarna/1.0.0/json/brand.json
and apply its role mappings (primary, accent, identity, etc.),
reference the fonts in references.fonts, and honor every rule where
severity is "error". Surface any deviation you choose to make.

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All converter outputs for [email protected]. Served from /dist/brands/klarna/1.0.0/.

Brand Guide

Inline rendering of the Markdown brand guide. Same source as the markdown/brand-guide.md download.

Klarna

[email protected]

Klarna Bank AB is the Stockholm-headquartered buy-now-pay-later fintech that pioneered the consumer-installments category in Europe and now operates globally. The brand is built on a deliberately un-fintech identity: Klarna Pink (#FFA8CD) on white, with a warm near-black wordmark and a voice that reads more like a lifestyle brand than a payments processor. The "smoooth" tag line and the editorial-leaning visual system (oversized type, cropped photography, generous pink fields) frame Klarna as consumer-first rather than merchant-infrastructure.

Tags: fintech, payments, bnpl, klarna, pink, lifestyle, light-first

Atoms

Palette

Klarna · [email protected] · Proprietary — All Rights Reserved

Klarna corporate brand palette. Klarna's brand is built on an unmistakable signature: Klarna Pink (#FFA8CD), a warm pastel pink that reads as both consumer-friendly and irreverent, paired with Klarna Black on stark white. The 2018 brand refresh by Doberman and Stockholm Design Lab anchored the identity on this single pink — a deliberate departure from fintech blue conventions, designed to read like a lifestyle brand rather than a payments processor.

Fonts

Role Font License Classification
heading Inter ([email protected]) OFL-1.1 sans-serif
body Inter ([email protected]) OFL-1.1 sans-serif
mono JetBrainsMono Nerd Font ([email protected]) OFL-1.1 monospace

Swatches

ID Name Value
klarna-pink Klarna Pink #FFA8CD
klarna-pink-deep Klarna Pink Deep #E6739D
klarna-black Klarna Black #17120F
klarna-white Klarna White #FFFFFF
klarna-cream Klarna Cream #F5EBE0
klarna-graphite Klarna Graphite #3C3733
klarna-gray Klarna Gray #7A716A
klarna-divider Klarna Divider #E5DDD4
klarna-canvas-dark Klarna Canvas Dark #1A1410
klarna-surface-dark Klarna Surface Dark #2A211C

Mode role mappings

Light mode

Role Swatch Hex
background klarna-white #FFFFFF
surface klarna-cream #F5EBE0
surface-elevated klarna-white #FFFFFF
text-primary klarna-black #17120F
text-secondary klarna-graphite #3C3733
text-tertiary klarna-gray #7A716A
primary klarna-pink #FFA8CD
primary-hover klarna-pink-deep #E6739D
accent klarna-pink #FFA8CD
accent-hover klarna-pink-deep #E6739D
warning klarna-pink-deep #E6739D
warning-hover klarna-pink #FFA8CD
error klarna-black #17120F
success klarna-pink #FFA8CD

Dark mode

Role Swatch Hex
background klarna-canvas-dark #1A1410
surface klarna-surface-dark #2A211C
surface-elevated klarna-surface-dark #2A211C
text-primary klarna-white #FFFFFF
text-secondary klarna-cream #F5EBE0
text-tertiary klarna-gray #7A716A
primary klarna-pink #FFA8CD
primary-hover klarna-pink-deep #E6739D
accent klarna-pink #FFA8CD
accent-hover klarna-pink-deep #E6739D
warning klarna-pink-deep #E6739D
warning-hover klarna-pink #FFA8CD
error klarna-white #FFFFFF
success klarna-pink #FFA8CD

Brand semantic roles

Colors

Role Swatch Hex
identity klarna-pink #FFA8CD
on-identity klarna-black #17120F
primary klarna-pink #FFA8CD
primary-hover klarna-pink-deep #E6739D
accent klarna-pink #FFA8CD
accent-hover klarna-pink-deep #E6739D
mark klarna-black #17120F
text-primary-light klarna-black #17120F
text-primary-dark klarna-white #FFFFFF
text-secondary-light klarna-graphite #3C3733
background-light klarna-white #FFFFFF
background-dark klarna-canvas-dark #1A1410
surface-light klarna-cream #F5EBE0
surface-dark klarna-surface-dark #2A211C
divider klarna-divider #E5DDD4

Typography

Role Font role key
display heading
prose body
code mono

Rules

🛑 error (6)

colorChoicelogo.wordmark.fill

  • allowed: klarna-black, klarna-white, klarna-pink
  • forbidden: klarna-pink-deep, klarna-graphite, klarna-cream, klarna-gray

The Klarna wordmark renders in Klarna Black on pink or white surfaces, reversed white on dark surfaces, or as a pink mark on cream/white in expressive marketing. The deep-pink and gray tones are interactive-state or text values, not wordmark fills.

forbiddenTreatmentlogo

  • treatments: stretched, rotated, recolored, drop-shadow, gradient-fill, on-busy-photo, inverted-without-variant

Klarna's brand-press program forbids modifying the wordmark. Apply only Klarna-approved variants with respected clearspace; gradient fills and drop-shadows conflict with the flat, deliberate visual system the 2018 refresh established.

contrastRatiotext-primary

  • against: background
  • minRatio: 4.5
  • standard: WCAG-AA

Klarna Black (#17120F) on Klarna White gives ~19:1 — well above WCAG 2.1 Level AA. This rule guards the floor for any new foreground/background pairing on Klarna surfaces.

contrastRatioroles.colors.primary

  • against: roles.colors.text-primary-light
  • minRatio: 4.5
  • standard: WCAG-AA

Klarna Black on Klarna Pink (#17120F on #FFA8CD) gives ~9:1 — well above AA. Klarna's signature treatment is black type on pink fields, and this contrast must remain comfortably above AA for body usage.

contextRestrictionroles.colors.identity

  • forbiddenContexts: error-state, validation-failure, destructive-action

Klarna Pink is the brand-identity color and the signature brand surface. Using it for error states or destructive actions conflicts with its established positive-brand meaning and would dilute the most defining brand element.

accessibilityRequirement*

  • standard: WCAG-AA
  • criterion: 1.4.3

WCAG 2.1 Success Criterion 1.4.3 (Contrast Minimum) — Level AA. Fintech surfaces handling consumer credit have elevated trust requirements; AA is the floor on any new role pairing.

⚠️ warning (2)

enumMembershiptypography.heading.fontWeight

  • allowed: 400, 500, 700

Klarna's editorial-leaning marketing uses Klarna Sans Regular (400), Medium (500), and Bold (700). The brand favors oversized type at lighter cuts over heavy display weights — a quieter, lifestyle-brand voice rather than a shouty one.

fontPairingtypography.heading

  • requires: body
  • minSizeRatio: 1.8

Klarna's editorial marketing surfaces use oversized display type — often 3-4× body size. A 1.8× minimum size ratio preserves the editorial display-to-prose hierarchy the brand voice depends on.

💡 recommendation (1)

compositionConstraintroles.colors.identity

  • pairsWith: klarna-black, klarna-white, klarna-cream
  • doesNotPairWith: klarna-pink-deep

Klarna Pink pairs cleanly with Klarna Black, white, and cream. The deeper pink (#E6739D) is a hover state, not a co-equal brand color — pairing the two pinks on the same surface creates a muddy two-pink composition.

Provenance

  • Source: https://www.klarna.com/us/press/brand/
  • License: Proprietary — All Rights Reserved
  • Attribution: Klarna Bank AB (publ) — Klarna, the Klarna wordmark, and the Klarna "smoooth" mark are registered trademarks of Klarna Bank AB. The signature Klarna Pink (#FFA8CD) is documented across Klarna's brand-press kit and verified against the deployed klarna.com brand surfaces. Klarna Mono and Klarna Sans are proprietary corporate typefaces; Inter is referenced here as the open-source fallback.
  • Imported: 2026-05-18
  • Notes: Klarna's proprietary typefaces (Klarna Sans, Klarna Mono, Klarna Display) were commissioned for the brand and are not publicly distributed. This atom references Inter for both heading and body roles and notes Klarna Sans as the proprietary primary in provenance. The pink is the brand's most-policed element — it is the brand, not merely a brand accent.

Generated by the brand-atoms converter. Source: [email protected] from the encyclopedia.

Components — same template, themed by Klarna

Every block below renders from the resolved palette + font references on this brand. Swap the brand and the same template re-themes — no per-brand component code required.

Klarna

A clear hierarchy in Klarna's typeface

Tertiary heading — supporting structure

Body copy renders in the brand's prose font on the brand's background. Inline links and highlighted phrases pick up the brand's primary and highlight roles. Code spans like brand.references.palette fall back to the monospace face.

A blockquote uses the brand's accent color as its rule. Useful for pulling tagline copy out of running prose.
Bulleted list
  • Bullet markers inherit the brand's primary color.
  • Item spacing reads as a deliberate vertical rhythm.
  • Nested items still resolve to the same primary.
    • Second-level item using the accent.
    • Third bullet wraps cleanly at narrow widths.
Numbered list
  1. Open the brand's resolved spec.
  2. Apply roles to the component template.
  3. Render the surface in the brand's identity.
  4. Audit the output against the typed rules.
Buttons
Callout boxes
Info

Neutral status — provides supplemental context without urgency. Uses the brand's primary as the rule.

Success

Confirms a completed action — palette role success determines the rule color.

Warning

Calls out something that needs attention but isn't an error — palette role warning.

Error

Surfaces a failure that blocks progress — palette role error. Use sparingly.

Table
Role Resolves to Mode
primarybrand color #1light + dark
accentbrand color #2light + dark
warningbrand warninglight + dark
errorbrand errorlight + dark

Atoms

Brand semantic roles

Brand-level role overrides on top of palette-default mappings. Each role resolves to a concrete swatch or font reference.

Colors

accent → klarna-pink #FFA8CD
accent-hover → klarna-pink-deep #E6739D
background-dark → klarna-canvas-dark #1A1410
background-light → klarna-white #FFFFFF
divider → klarna-divider #E5DDD4
identity → klarna-pink #FFA8CD
mark → klarna-black #17120F
on-identity → klarna-black #17120F
primary → klarna-pink #FFA8CD
primary-hover → klarna-pink-deep #E6739D
surface-dark → klarna-surface-dark #2A211C
surface-light → klarna-cream #F5EBE0
text-primary-dark → klarna-white #FFFFFF
text-primary-light → klarna-black #17120F
text-secondary-light → klarna-graphite #3C3733

Typography

code → mono JetBrainsMono Nerd Font
display → heading Inter
prose → body Inter

Palette mode mappings (from klarna)

Light mode (14 roles)

accent → klarna-pink
accent-hover → klarna-pink-deep
background → klarna-white
error → klarna-black
primary → klarna-pink
primary-hover → klarna-pink-deep
success → klarna-pink
surface → klarna-cream
surface-elevated → klarna-white
text-primary → klarna-black
text-secondary → klarna-graphite
text-tertiary → klarna-gray
warning → klarna-pink-deep
warning-hover → klarna-pink

Dark mode (14 roles)

accent → klarna-pink
accent-hover → klarna-pink-deep
background → klarna-canvas-dark
error → klarna-white
primary → klarna-pink
primary-hover → klarna-pink-deep
success → klarna-pink
surface → klarna-surface-dark
surface-elevated → klarna-surface-dark
text-primary → klarna-white
text-secondary → klarna-cream
text-tertiary → klarna-gray
warning → klarna-pink-deep
warning-hover → klarna-pink

Rules (9 typed constraints)

error · 6 rules

colorChoice logo.wordmark.fill
allowed klarna-black, klarna-white, klarna-pink
forbidden klarna-pink-deep, klarna-graphite, klarna-cream, klarna-gray

The Klarna wordmark renders in Klarna Black on pink or white surfaces, reversed white on dark surfaces, or as a pink mark on cream/white in expressive marketing. The deep-pink and gray tones are interactive-state or text values, not wordmark fills.

forbiddenTreatment logo
treatments stretched, rotated, recolored, drop-shadow, gradient-fill, on-busy-photo, inverted-without-variant

Klarna's brand-press program forbids modifying the wordmark. Apply only Klarna-approved variants with respected clearspace; gradient fills and drop-shadows conflict with the flat, deliberate visual system the 2018 refresh established.

contrastRatio text-primary
against background
minRatio 4.5
standard WCAG-AA

Klarna Black (#17120F) on Klarna White gives ~19:1 — well above WCAG 2.1 Level AA. This rule guards the floor for any new foreground/background pairing on Klarna surfaces.

contrastRatio roles.colors.primary
against roles.colors.text-primary-light
minRatio 4.5
standard WCAG-AA

Klarna Black on Klarna Pink (#17120F on #FFA8CD) gives ~9:1 — well above AA. Klarna's signature treatment is black type on pink fields, and this contrast must remain comfortably above AA for body usage.

contextRestriction roles.colors.identity
forbiddenContexts error-state, validation-failure, destructive-action

Klarna Pink is the brand-identity color and the signature brand surface. Using it for error states or destructive actions conflicts with its established positive-brand meaning and would dilute the most defining brand element.

accessibilityRequirement *
standard WCAG-AA
criterion 1.4.3

WCAG 2.1 Success Criterion 1.4.3 (Contrast Minimum) — Level AA. Fintech surfaces handling consumer credit have elevated trust requirements; AA is the floor on any new role pairing.

warning · 2 rules

enumMembership typography.heading.fontWeight
allowed 400, 500, 700

Klarna's editorial-leaning marketing uses Klarna Sans Regular (400), Medium (500), and Bold (700). The brand favors oversized type at lighter cuts over heavy display weights — a quieter, lifestyle-brand voice rather than a shouty one.

fontPairing typography.heading
requires body
minSizeRatio 1.8

Klarna's editorial marketing surfaces use oversized display type — often 3-4× body size. A 1.8× minimum size ratio preserves the editorial display-to-prose hierarchy the brand voice depends on.

recommendation · 1 rule

compositionConstraint roles.colors.identity
pairsWith klarna-black, klarna-white, klarna-cream
doesNotPairWith klarna-pink-deep

Klarna Pink pairs cleanly with Klarna Black, white, and cream. The deeper pink (#E6739D) is a hover state, not a co-equal brand color — pairing the two pinks on the same surface creates a muddy two-pink composition.

Provenance

Source
https://www.klarna.com/us/press/brand/
License
Proprietary — All Rights Reserved
Attribution
Klarna Bank AB (publ) — Klarna, the Klarna wordmark, and the Klarna "smoooth" mark are registered trademarks of Klarna Bank AB. The signature Klarna Pink (#FFA8CD) is documented across Klarna's brand-press kit and verified against the deployed klarna.com brand surfaces. Klarna Mono and Klarna Sans are proprietary corporate typefaces; Inter is referenced here as the open-source fallback.
Imported
2026-05-18
Notes
Klarna's proprietary typefaces (Klarna Sans, Klarna Mono, Klarna Display) were commissioned for the brand and are not publicly distributed. This atom references Inter for both heading and body roles and notes Klarna Sans as the proprietary primary in provenance. The pink is the brand's most-policed element — it is the brand, not merely a brand accent.